There are a number of things you can do to reduce the likelihood of an insurance company rejecting your claim.

When bad things happen, insurance can help you get back on your feet financially. Things like car accidents, fires, and thefts are examples. The price tag for such repairs can easily run into the hundreds, if not the thousands.

There is little need for financial anxiety due to the presence of insurance policies. All of it will be paid for by your insurance. It is your responsibility to submit the claim in a timely and accurate manner.

These are 5 important information that a person should know before filing an insurance claim

  1. Understand your policy: Before filing a claim, it is important to understand the terms and conditions of your insurance policy. This will help you to determine what is covered and what is not covered under the policy.
  2. Keep records: It is important to keep records of the incident that led to the claim, such as police reports, photographs, and any other relevant documents. This will help to support your claim and make the process of filing the claim smoother.
  3. Notify the insurance company as soon as possible: The insurance company should be notified as soon as possible after an incident occurs. This will help to ensure that the claim is processed in a timely manner.
  4. Be honest: It is important to be honest when filing a claim, as any false or misleading information could result in the claim being denied.
  5. Understand the claim process: The process of filing a claim can vary depending on the type of insurance policy and the incident that led to the claim. It is important to understand the claim process so that you can be prepared for what to expect.

Necessary documents for an insurance claim

Documentation in support of an insurance claim must be prepared. Your insurance claim process may be impacted if you don’t provide these. To be denied is even worse. When making a claim, you must include the following documents:

  1. Original copy of police report
  2. Insurance policy
  3. MyKad (copy)
  4. Driving licence (copy)
  5. Pictures of damages to the vehicle (your vehicle and the involved party’s vehicle)
  6. Photos of the accident scene
  7. Car ownership certificate
  8. Car repair bill or invoice (copy)

The number of documents needed is not fixed, however, as it will vary across insurers.