While there is no guaranteed timeframe to wait for a successful activation, we recommend that you try at least 3 months from your last activation attempt to give ample time for your good spending practices to improve your credit score.

When can I try activating PayLater again?

To determine your eligibility for PayLater, Grab assess factors such as your activity on Grab as well as your credit score. Grab is collaborating with CTOs, Malaysia&#8217;s leading Credit Reporting Agency, to get your credit score (only available for selected users).



CTOS Note: Grab will only have access to your CTOS score if you give your consent during activation. Grab manages your data in accordance with Grab’s Privacy Notice.



Having a healthy credit score can improve your chances to become eligible to activate PayLater. Here are some dos &amp; don&#8217;ts to improve your credit score:



Do&#8217;s:



<ul class="wp-block-list">
<li>Pay your bills on time
<ul class="wp-block-list">
<li>Be it credit card, mobile phone, utilities, internet or any other bills, do pay them on time. Don’t miss payments. If your budget is tight, try paying the monthly minimum required for those bills..</li>
</ul>
</li>



<li>Pay with Grab regularly
<ul class="wp-block-list">
<li>Frequent activity gives us insight to gauge your eligibility for PayLater.</li>
</ul>
</li>



<li>Get help from the pros.
<ul class="wp-block-list">
<li>If you’re facing financial difficulties, reach out to certified financial advisors (such as APKP) for advice.&nbsp;</li>
</ul>
</li>
</ul>



Don’t:&nbsp;



<ul class="wp-block-list">
<li>Spend beyond your means
<ul class="wp-block-list">
<li>Only spend within your limits. Avoid being in debt by paying them off.</li>
</ul>
</li>



<li>Rely on credit cards
<ul class="wp-block-list">
<li>Use a credit card only if necessary. Set a low limit to curb overspending.</li>
</ul>
</li>
</ul>

Why did my PayLater activation fail?

Yes, you can have multiple PayLater transactions as long as it is within your PayLater offered amount.

Can I have multiple instalments transactions

To get started, activate the PayLater feature within your Grab app. Once that&#8217;s done, follow these simple steps to renew your insurance and road tax:



<ol class="wp-block-list">
<li>Complete the renewal process on the iLyF platform.</li>



<li>When it&#8217;s time to select your payment method, opt for GrabPay.</li>



<li>Within the GrabPay options, select &#8216;PayLater by Grab&#8217; from the Pay Later section.</li>



<li>You&#8217;ll be presented with choices: &#8216;Pay in 4 Instalments&#8217; or &#8216;Pay Next Month.&#8217;</li>
</ol>



&#8216;Instalment&#8217; lets you split your payments into manageable segments.



&#8216;Postpaid&#8217; allows you to defer the payment for this purchase to the following month, with the total amount due.



This convenient feature gives you the flexibility to manage your payments in a way that best suits your preferences and budget.

How to use Grab PayLater when renewing insurance and road tax?

Grab users who are eligible for PayLater should be



<ul class="wp-block-list">
<li>You’ve been an existing Grab user for at least 6 months</li>



<li>You’re aged 21 years or over</li>



<li>Your account has been fully verified</li>



<li>You’re a Platinum, Gold, or Silver GrabRewards tier member</li>



<li>Your Grab app has been updated to the latest version.</li>
</ul>



If you’re eligible for PayLater, you’ll be able to <a href="https://grab.onelink.me/2695613898?af_js_web=true&amp;af_ss_ver=2_7_3&amp;pid=website&amp;c=MY_Nationwide_PAX_GP-PL_ALL_LOC___Broad&amp;af_channel=null&amp;af_ad=&amp;af_adset=grab_website&amp;af_sub1=null&amp;is_retargeting=true&amp;af_dp=grab%3A%2F%2Fopen%3FscreenType%3DPAYLATER_ACTIVATION&amp;af_force_deeplink=true&amp;af_sub5=organic&amp;af_web_dp=https%3A%2F%2Fwww.grab.com%2Fmy%2Fdownload%2F&amp;af_ios_url=https%3A%2F%2Fwww.grab.com%2Fmy%2Fdownload%2F" target="_blank" rel="noopener">activate it in-app</a>, or simply launch your Grab app, tap on Payments, and tap on Enjoy Now and Pay Later under Explore GrabPay.



If you don’t see the PayLater option, most likely you are not eligible for it or Grab unable to offer this service to you just yet. All approvals are subject to Grab&#8217;s internal review.

How to activate PayLater by Grab?

Review the detailed pricing for instalment, then proceed by tapping the button to complete your payment using the instalment option

Choose “Paylater” and click “Apply” button

On order summary page, tap on select method on the left bottom of the page

Flexible options for all your insurance needs.

Versatile Instalments

Anytime, Anywhere

Split payments into instalments for stress-free coverage.

Budget-Friendly Convenience

Enjoy flexibility and control over your budget while ensuring your vehicle stays protected. Choose instalment payments and experience insurance on your terms!

Introducing Flexible Instalment Payments!

Enjoy flexibility and control over your budget while ensuring your vehicle stays protected. Choose instalment payments and experience insurance on your terms!

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