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Is it possible to renew my vehicle insurance on iLyF if it has already expired?

Absolutely! You can renew your vehicle insurance with us, even if it has expired, as long as it’s within three (3) years of the expiry date. We recommend taking advantage of the grace period to ensure a smooth renewal process. Missing the grace period, unfortunately, results in the loss of any No Claim Discount (NCD) you may have earned over the years for not making claims.

The grace period serves as an additional timeframe after the due date, allowing you to pay the premium without any coverage gaps. For car insurance policies, this grace period typically ranges from 10 to 31 days after the expiration date, though it may vary by provider. The specific duration of the insurance grace period is outlined in your insurance policy contract. Please double-check this information with your insurer to ensure accuracy.

Published on January 23, 2025

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